Many different kinds of insurance can be bought to protect one’s property, life, health, and more. Handyman insurance in Utah is one that you may not have heard of before. This insurance covers various aspects of your business and home repairs if you are an independent contractor or run your own business as a handyman or handywoman in your city or town.
What Does It Cover?
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There are a lot of things that handyman insurance can cover. For example, if you are a handyman and acid break something while working, your insurance can cover the cost of repairs. If you cancel a job because of an emergency, your insurance can cover the loss of income.
How Much Does It Cost?
The cost of handyman insurance Utah varies depending on the size and scope of your business and the amount of coverage you need. If you’re unsure about the best option for your company, speak with an agent at Premier Insurance Solutions.
When Do I Need This Insurance?
It would help if you had handyman insurance while running a business that provides repairs, maintenance, or construction services. This type of insurance protects you from liability if something goes wrong and someone is injured, or their property is damaged.
For example, let’s say you’re a handyman hired to repair a customer’s roof. While working, a tile falls and hits the customer’s car. If you have insurance, your policy will cover the damages to the vehicle.
Am I Eligible For Coverage?
To be eligible for handyman insurance Utah, you must:
- Be at least 18 years old
- Have a valid driver’s license
- Have a Social Security number
- Have been employed as a handyman for at least one year
- Have no felony convictions
Does The Policy Require A Deductible?
Yes, the policy requires a deductible. Depending on the work done, the insurance company will decide how much the deductible is. For example, if you are working on your property, your deductible maybe $500, but if you are working on someone else’s property, your deductible may be higher.
Would You Be Covered If Something Happened?
Yes! As long as you purchased the correct type of coverage from an insurance provider licensed in your state, you would be covered for liability claims up to the limits you purchased.
What Kinds Of Injuries Might Happen?
Can I Cancel My Policy After Signing Up?
If you’re considering starting a handyman business in Utah, you’ll need to ensure you’re adequately insured. Handyman insurance protects you from liability if something goes wrong while you’re working. But what if you decide you don’t want to go through with it after all? Can you cancel your policy?
Are There Any Exclusions In The Policy?
No matter what state you’re in, it’s essential to make sure you’re fully protected when operating a business. In Utah, handyman insurance protects you from liability if something goes wrong while you’re working.
Is There An Age Limit For Coverage?
As a handyman, you are always at risk for injuries. Whether you’re fixing a sink or climbing a ladder, there’s always the potential for something to go wrong. But what if you’re not sure if you’re eligible for coverage?
Can I Apply Online?
Yes! Applying for handyman insurance Utah is easy and can be done online. We offer hassle-free application assistance, so it isn’t a problem if you don’t have any experience with the process. The next time you are considering purchasing or renewing your policy, give us a call to get started today!
Handyman insurance Utah is vital for any business owner in the state. Not only does it protect you and your employees, but it also gives customers peace of mind knowing that they’re working with an insured professional.